Finally WhatsApp has launched a better way of online payment in 2022


whatsapp payment


You can now send and receive payment via WhatsApp if you're leaving in this country.


Lastly, WhatsApp has pressed the trigger on payments in its app. The Facebook-owned messaging service announced earlier that users in Brazil would be the first to be able to send and receive money through its messaging app.


These payments are enabled through Facebook Pay, the parent company Facebook, also said last year, that this payment method will be rolled out to Instagram, Messenger, Facebook, and eventually WhatsApp.


The WhatsApp payment system was supposed to be launched in the fourth quarter of last year but was postponed.




Thank God, it is available now, where you can now send and receive money through WhatsApp securely within your chat with friends, families, and businesses if you live in Brazil for now.


WhatsApp says that payment services will be free 
  •  which currently is free for consumers using it. (that is, no commission fee taken) but businesses pay a 3.99% processing fee to receive payments 
  • the payment services will be completed by a way of a six-digit PIN or fingerprint to complete transactions.

According to WhatsApp, the payment was built with security, and a six-digit PIN or fingerprint will be required before transactions can be completed. This will prevent unauthorized transactions.


At the moment, WhatsApp payment is supported by Visa and Mastercard debit and credit cards from Banco de Brasil, Nubank, and Sicredi


WhatsApp also says it is working with Brazil’s leading payments processor and has built an open model to make it easy for more partners to join in the future.




The service is already rolled out to users and should arrive for everyone in the upcoming weeks.


No words yet on when the payment feature will be rolled out to more countries but we are hoping it will roll out to all other countries soonest.


I think this will be a better alternative to PayPal, Payza, and others. Kindly drop your comments below and share the post via the below share buttons.

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